character set question

I appreciate any help!

In my Oracle home in the registry I have the following value for NLS_LANG
AMERICAN_AMERICA.WE8MSWIN1252
This is the value in my 9i HOME which I use for TOAD 11 connections.

In the database I have the following value:
NLS_CHARACTERSET UTF8

I know this is the mismatch. As the result, I get the common error where I get “strange” characters appearing, for example, in the datagrid where the columns for a table are described.

What is the SOLUTION to this?

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