TOAD crashes with exception code 0xc0000005

We have had problems in the past if OraAccess.XML is present and empty or incorrect.

I looked at the 2766592.1. Are you using oraaccess.xml exactly as listed there? There are some bad line breaks in the file listing on that MOS doc. Does it work if you fix them?

Specifically, these lines should be part of the line before them:

ess
http://xmlns.oracle.com/oci/oraaccess.xsd">

I can't reproduce the problem but fixing those line breaks would be the first thing I'd try. If that doesn't help, then can you just use Toad in no-client mode?