It looks like there is an incompatibility between TOAD and Microsoft Access: You get an error anytime you try to export the results to an access database (accdb). It does not matter if you have the right version of Access or not! The problem is that - for 32-bits TOAD - you need to export the results into an “mdb” extension database. If you use “accdb” you get the error.
THAT SHOULD NOT BE THE CASE. THIS IS A MAJOR FLAW THAT NEEDS TO BE CORRECTED.